Savings & CDs

Savings & CDs

You work hard for your money, and your savings represent an important part of your financial future. Salin Bank approaches personal savings plans with the individual attention you’d expect from a family-owned, community bank. Whether you’re saving for a first car, a new home, or retirement, we’ll help you reach your savings goals. Choose from several savings account options that pay competitive market interest rates and require the lowest minimum balances possible. Unsure of how to jumpstart your savings goals? Salin Bank can help.

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Personal Savings

Account TypeMinimum Deposit to OpenBalance to Obtain Annual Percentage YieldInterest RateAPY*Compounding
Premier Personal Savings$10,000$100,000 & above
$99,999-$50,000
$49,999 - $10,000
$9,999 - $0
0.15%
0.10%
0.07%
0.02%
0.15%
0.10%
0.07%
0.02%
Monthly
Statement Savings$50$25,000 & above
$24,999-$5,000
$4,999 - $300
$299 - $0
0.07%
0.04%
0.02%
0.02%
0.07%
0.04%
0.02%
0.02%
Quarterly

Variable rate current as of 7/24/2017 and subject to change at any time.
Fees may reduce earnings. *APY = Annual Percentage Yield


 

Certificates of Deposit (CDs)


Certificates of Deposit are a smart component of any savings portfolio and an excellent way to earn a fixed and dependable rate of return on your money. Salin Bank understands that every client has special financial circumstances, goals and objectives, which is why we offer a broad range of CD offerings. A Salin Bank representative can help you choose a CD option that works best for you.

NEW! Learn more about our Interest First CDTM, where we pay your interest first!


Certificates of Deposit

TermMinimum DepositCompoundingRateAnnual Percentage Yield
     
3 Month$1500Maturity0.07%0.07%
6 Month$1500Maturity0.11%0.11%
8 Month $1500Maturity0.11%0.11%
12 Month $1500Annually0.22%0.22%
18 Month$1500Annually0.25%0.25%
24 Month$1500Annually0.30%0.30%
30 Month$1500Annually0.35%0.35%
36 Month$1500Annually0.45%0.45%
48 Month$1500Annually0.60%0.60%
60 Month $1500Annually2.00%2.00%
SPECIALS    
25 Month $1500Annually1.25%1.25%
49 Month $1500Annually1.75%1.75%

Rates are effective 7/24/2017 and are subject to change.
Substantial penalty for early withdrawal.