ACH Origination

ACH Origination

A Flexible & Convenient Way to Process Payments

ACH, or Automated Clearing House, helps businesses improve their control over how and when they make and receive payments. An alternative to paper checks and wire transfers, ACH enables your business to easily move or collect funds for the next business day's settlements to other financial institutions.
ACH Origination can help you with the following transactions:
  • Direct deposit payroll
    • Employee expense reimbursement
      • Bank-to-bank transfers
  • Collection of customer payments, dues, or premiums
  • Business-to-business payments 

How It Works

Setting up ACH (Automated Clearing House) origination is easy. We accept ACH files in a Nacha, .CSV, or .TXT format for import into our online system. You also can create an ACH template in our Business E-Banking ACH manager module.


  • Streamline processes - By automating receivables and payables, you’ll have better control of your finances.
  • Safe and secure - Reduces the risk of fraud and minimizes the chance of lost or stolen checks. 
  • Improved efficiency - Eliminates much of the manual work associated with payment and collection processes, including fewer check printing and processing and lower postal expenses.
  • Maximizes cash flow - You control the timing of payables and receivables, creating more liquidity for your business.
  • Better forecasting - Because you know the exact date of when funds will transfer, daily funding decisions are simplified.
  • Enhanced customer service - Manual work for employees, customers, and vendors is eliminated, thus reducing concerns with timely payments. 
To learn more about how ACH Origination can help your business, contact a member of our Treasury Management team today at 800.320.7536, ext. 8035 or