Liquidity & Investment Management

Liquidity & Investment Management

Sweep to Investment/Loan

This automated service ensures your funds are borrowed from a Salin Bank Line of Credit only when necessary, while at the same time paying down the line of credit as soon as funds are available. Since payments are automatic, interest expenses are kept to a minimum.
 

Sweep to Investment

Link your commercial checking account(s) with Salin Bank’s Sweep to Investment service. We’ll post your deposits, checks, and other debits and credits to your company checking account daily. Then, once the ending balance is calculated, any remaining funds that exceed a predetermined amount are automatically invested in an investment option.
 

Sweep to Loan

Optimize Earnings Potential of Your Business Funds
If you own a business, it’s likely your cash flow fluctuates from day to day. That’s why you need a banking service that automatically responds to those changing cash-flow needs. Salin Bank’s Loan Sweep product is a cost-effective way to maintain a target balance in your business checking account while minimizing borrowing expenses.
 
How It Works
Once you decide on a target balance to be maintained in your account, Loan Sweep then automatically advances on your line of credit when your checking account drops below that predetermined balance. Alternatively, it will use excess collected deposits into your checking account to pay down your line of credit.
 
Benefits
  • Save money on your interest.
  • Never worry about overdraft fees on unexpected expenses you pay by check.
  • Minimizes short-term borrowing.
  • Increases efficiency.
  • Enhances debt and investment management.

Sweep to Repurchase

A Sweep Repurchase Account option lets your business automatically invest excess funds from a commercial checking account, while earning a higher return on daily operating cash.
 

Business Savings

Every business is different. That’s why Salin Bank offers a variety of savings options designed to enhance your cash flow management, improve operations, and benefit your bottom line.
 

Certificates of Deposit

Certificates of Deposit are a great way to save if you don’t need immediate access to your money. Salin Bank offers several CD options to fit your individual savings situation.

To learn more about Treasury Management Services, contact a member of our Treasury Management team today at 800.320.7536, ext. 8035 or treasury.management@salin.com.