| Check printing |
(fee depends on style of check ordered) |
| A Checking account is considered inactive if there is no activity for 60 days and the average available balance is less than $200. Monthly inactivity fee |
$5.00 |
| A checking account is dormant if for one year you have made no deposits or withdrawals to the account. Monthly dormant fee |
$5.00 |
| A Savings account is dormant if for three years you have made no deposits or withdrawals to the account. Monthly dormant fee |
$5.00 |
| Savings activity fee (will be charged in excess of 3 withdrawals per month) |
$1.00 |
| Litigation fee |
$75.00 |
| Return of deposited items |
each $10.00 |
| Redeposit of returned items |
$10.00 |
Overdraft (each overdraft paid on Checking or Savings) ....
(Imposed on each overdraft paid, created by checks, in-person withdrawals, ATM withdrawals, Check Card purchases or other electronic means) |
$32.50 |
Nonsufficient funds (NSF)
(imposed on each check or item presented by electronic means that is returned unpaid) |
each $32.50 |
Overdraft Continuation Fee (five consecutive days)
(daily overdraft continuation fee of $5.00 will be charged after the 5th calendar day overdrawn) |
$5.00 |
| Account activity printout |
$3.00 |
| Balance inquiry |
|
| Telephone customer service |
4 free per month |
| Additional inquiries |
$3.00 per call |
| TouchLineSM |
Free |
| Internet banking with bill pay |
Free on personal accounts |
| Account research (minimum one hour) |
per hour $30.00 |
| Statement copy |
$5.00 |
| Copies |
per page $3.00 |
| Fax |
per page $3.00 |
| Account balancing assistance |
per hour $25.00 |
| Transfer between Checking and Savings |
|
| Telephone assisted |
$5.00 |
| TouchLineSM and Internet |
Free |
| Stop payments |
|
| Single items |
$32.50 |
| Range of items |
$32.50 |
| Closed account fee (account closed within 180 days of opening) |
$25.00
|
| Overdraft protection transfer fee (from Salin Deposit Account) |
$10.00 per transfer |
| Garnishment or Levy fee |
$20.00 |
| Charge-off account fee |
$15.00 |
OTHER FEES
|
|
| Copies |
per page $3.00 |
| Fax |
per page $3.00 |
| Fax transmission |
per page $3.00 |
| Verification of deposits or loans |
each $15.00 |
| Returned mail fee |
per month $5.00 |
| Domestic Wire Transfer Fee |
|
| Incoming - Customer |
$15.00 |
| Outgoing - Customer |
$25.00 |
| International wire transfer fee (outgoing) |
$50.00 |
| Cashier’s checks |
$8.00 |
| Currency conversions for Visa Check Card international transactions |
1% |
| Ready Reserve annual fee |
$30.00 |
| Ready Reserve transfer fee |
$2.00 per transfer |
| Home Equity Line of Credit (HELOC) annual fee |
$79.00 |
| Home Equity Line of Credit (HELOC) transfer fee |
$10.00 |
ATM CONDITIONS
|
|
| Use any Salin Bank ATM free |
|
| Use any non-Salin ATM free (Salin does not charge when you use other banks’ ATMs) |
|
| Use any non-Salin ATM debit card or ATM card at Salin ATM |
$3.00 |
| Automatic rebates for fees other banks charge at their domestic ATMs any month your average available balance is greater than $5,000 per statement cycle of the personal account accessed. We will refund up to 15 transactions per statement cycle up to a maximum of $75.00 |
|
| Replace lost ATM, debit card, or PIN |
$5.00 |
