Individual Retirement Accounts

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Home > Personal Banking > Individual Retirement Accounts

Salin offers fixed or variable Individual Retirement Accounts (IRAs). Fixed IRAs allow you to lock in rates that are set for the life of the term, while variable IRAs allow you to make ongoing additional contributions to the account (up to the IRS-allowed maximum). Your contributions can even be deducted from your Salin checking or savings account.

IRA Certificates of Deposits

Type	Minimum Deposit	Compounding	Rate	APY*
12 Month Fixed IRA	$1,500	Quarterly	0.60%	0.60%
36 Month Fixed IRA	$1,500	Quarterly	1.35%	1.36%
48 Month Fixed IRA	$1,500	Quarterly	1.75%	1.76%
60 Month Fixed IRA	$1,500	Quarterly	2.21%	2.23%
12 Month Fixed ROTH IRA	$1,500	Quarterly	0.60%	0.60%
36 Month Fixed ROTH IRA	$1,500	Quarterly	1.35%	1.36%
60 Month Fixed ROTH IRA	$1,500	Quarterly	2.21%	2.23%
18 Month Variable ROTH IRA	$1,500	Quarterly	0.85%	0.85%
12 Month Fixed Education IRA	$500	Quarterly	0.60%	0.60%
60 Month Fixed Education IRA	$500	Quarterly	2.21%	2.23%

Rates are effective 08/09/10 and are subject to change. Rates are subject to change on variable accounts. Substantial penalty for early withdraw.
*APY = Annual Percentage Yield