Our Business Banking Team
Linda Behrman E-mail: l.behrman@salin.com
When she’s not representing the bank in and around the community, Linda is personally involved with the Rotary Club, the Economic Development Board, and the Heritage Fund of Bartholomew County. 
Michelle Cox E-mail: m.cox@salin.com Michelle supports clients and prospects in Carroll County. She assists businesses and farmers with a variety of banking services, primarily credit and leasing. She works closely with her team members to provide local customer service and strong business expertise. Michelle volunteers for numerous local organizations, including the Flora Rotary Club, the Flora Community Club, the Carroll County Chamber of Commerce, and the Carroll County YMCA among many others. 
Joseph Howarth E-mail: j.howarth@salin.com Joe is a 30+ year veteran of the banking industry and is well experienced in commercial banking, operations and management. After beginning his banking career in retail and commercial lending, he served in leadership roles for four banks in Indianapolis and Michigan. Joe has also served in senior management positions with private and public companies. The Howarth family name is well known within banking in the Lafayette community and contiguous county markets with over sixty years of service. Joe graduated from Indiana University with a Bachelor of Science in Finance. He serves on the Family Selection Committee of Habitat for Humanity. 
Robert Massey E-mail: b.massey@salin.com Bob provides leadership for Salin Bank’s operations in Howard, Cass and the surrounding counties. He also supports Salin Bank clients with a special emphasis on establishing and managing business lending and deposit relationships. He works closely with his team to provide local customers with responsive service, business expertise, and cutting-edge product offerings from across the organization. Prior to joining Salin in 1991, Bob worked as Vice President for a large regional bank. 
Tim Miller E-mail: t.miller@salin.com Tim Miller has more than a dozen years of commercial banking experience—most recently at National City Bank, where he was a senior vice president, middle-market relationship manager. He served as group leader in Fort Wayne and was responsible for supporting more than 40 middle market clients with more than $100 million in loans. Tim received his undergraduate degree in finance at Wittenberg University (Springfield, Ohio) and received a Masters of Business Administration from Western Michigan University (Kalamazoo, Michigan) where he graduated Cum Laude. His community involvement includes work with the Juvenile Diabetes Research Foundation, Fort Wayne Philharmonic, Cancer Services of Northeast Indiana and the Autumn Ridge Homeowners Association. Miller, his wife Michele and their two children live in Fort Wayne. 
Bradford Stanfield E-mail: b.stanfield@salin.com Brad helps companies in the Fort Wayne and Allen County area secure business loans, in addition to other banking products and services. Before joining the Salin team in 2005, Brad served as a Vice President of Investment Real Estate and Vice President of Commercial Lending for two large regional banks. 
Brian Emmons E-mail: b.emmons@salin.com Brian is responsible for managing commercial banking activities while developing new business relationships for the bank’s Indianapolis market. His strong background in finance and accounting gives him unique experience in supporting central Indiana’s diverse business environment. His pragmatic and highly-focused style serves him well in the areas of strategic planning, financial leadership, real estate transactions, manufacturing and distribution clients, and family-owned businesses. Brian and his family make their home in Zionsville, Indiana. Outside the banking center, Brian keeps active in his community, serving various organizations including Habitat for Humanity, the Boys & Girls Club and the Zionsville Little League. He is also a member of the Indiana Banker’s Association Finance Committee and a Board Member for Title Center of Indiana, LLC.
Brian holds a Bachelor’s Degree in Finance through the Indiana University, Kelley School of Business. 
Katie Smardo E-mail: k.smardo@salin.com Katie manages the development and delivery of treasury management services to Salin Bank’s business clients. In tune with the market, and most importantly with the needs of the client, Katie structures services that are competitive and create operational efficiency and strong cash flow management. Community involvement is important to Katie, and she serves in a leadership capacity as current member and Past President of the Rotary Club/Kokomo Early Risers and serves on the Committee for the Carmel Chamber Arrows Young Professionals. Katie has a Bachelor’s Degree in Business Management from Purdue University. 
Erica Puck E-mail: e.puck@salin.com Erica assists the high-net-worth clients in Erica holds an MBA from
Nita Whaley E-mail: n.whaley@salin.com Nita has worked in commercial banking and treasury management for 13+ years. She is a graduate of Indiana Wesleyan University with a Bachelor of Science degree in Management and a Master of Business Administration degree. Nita is actively involved in the community and has served the Columbus Chamber of Commerce, Economic Development Board, Columbus Service League, Women’s Professional Conference Committee, Columbus Regional Domestic Abuse Shelter Volunteer of the Year, Columbus Philharmonic, Epsilon Sigma Alpha, Easter Seals, St. Jude, and the American Heart Association. Prior to joining Salin, Nita served as Vice President of Commercial Lending at a large regional bank and AVP of Commercial Banking/Treasury Management. Nita currently holds her Certified Treasury Professional (CTP) accreditation from the Association for Financial Professionals. 
Laura Ault E-mail: l.ault@salin.com Salin Bank understands the needs of government, not-for-profit and healthcare organizations are far different from those in other sectors. Laura focuses exclusively on those needs. She is responsible for managing bank-wide government, not-for-profit and health care relationships. Laura works to provide innovative, competitive deposit and cash management solutions structured to meet the unique needs of this financial sector. Away from the office, Laura is an active volunteer and member of the North Central High School Band Parent Organization and PTO and a member of the Indianapolis Rotary Club. Laura holds a Bachelor’s Degree in Marketing from Indiana University.
Laura Haynes E-mail: l.haynes@salin.com Laura has worked in the commercial banking arena for more than 20 years. She has extensive experience and expertise in all facets of lending including middle market, small business, asset-based and floorplan lending. Before advancing to the commercial banking team, Laura was a commercial loan officer and credit analyst at several local and regional banks.
Outside the banking center, Laura keeps active in her community, serving various organizations including Girl Scouts of Central Indiana, PTA, where she serves as Committee Chairman and previous Treasurer and is listed as one of the Outstanding Young Woman of America. She also serves as Treasurer and past President of the Central Indiana Chapter of the Risk Management Association (RMA).
She is a graduate of Arkansas Tech University with a Bachelor of Science degree in Business and Mathematics.
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