Banking Is Personal - Blog

Welcome to Banking is Personal. This blog is a place where Salin Bank hopes to give you information you can use. Our goal is to arm you with resources and knowledge about mortgages, wealth management, business lending and other banking-related issues that affect you and your financial objectives.

College Savings: Every Little Bit Helps

By Chuck Gearhart, Senior Vice President, Retail Sales Manager on April 20, 2015

A college degree pays. Several studies cite the lifetime earnings premium of a bachelor’s degree vs. a high school diploma to be more than $800,000. The earlier you start saving for your child’s higher education, the better. One of the best ways to make your savings work for you and your child is to open an Indiana CollegeChoice 529 Savings Plan account. It only takes $25 to get started, and your account grows free of taxes. Withdrawals for education expenses also are tax-free.
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Setting Financial Goals: It Begins With a Plan

By Catherine Borkowski, SVP, Manager of Wealth Management on April 13, 2015

Young, retired, single or married - no matter what stage of life you are in, creating financial plan is key to establishing a successful future.
As you begin thinking your financial plan and goals, consider these three steps:
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Understanding the Limits and Rules for Deducting Home Mortgage Interest

By Katz, Sapper & Miller: Certified Public Accountants & Tax Firm on April 8, 2015

It is a generally known that taxpayers can deduct the payment of home mortgage interest on their tax returns. This post will detail both the extent to which these deductions can be taken and the limits and rules imposed on the deduction.
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The Importance of Your Business Plan

By Frank Whelan, Vice President, Business Development Officer on April 8, 2015

Some people tend to think that creating a business plan is outdated and waste of precious time and energy. To the contrary, a well-written business plan - whether it encompasses one page or entails a multifaceted document - is an integral part of the success of your business.
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Branching Out - Finding the Best Bank for Your Business

By Amy Counts, Vice President, Business Development Officer, Columbus Downtown on March 16, 2015

Choosing the right bank for your business is an important part of your business plan. After all, your bank should be considered a partner in your future success and growth. The relationship you establish can last many years, so you need to be comfortable with the service and support your bank provides. 
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