Insurance Services

Planning for your future means being prepared for the unexpected. That’s why every financial strategy should include a plan to protect you, your loved ones and your business in the event of an accident, debilitating injury, premature death, or natural disaster. Salin Bank offers a broad array of insurance solutions at affordable prices to serve individuals, families, and businesses, along with the personal service that only a family owned, community bank can provide.

Life Insurance – Life insurance is an important part of wealth management planning because it can provide the financial support and security needed if you or someone you love passes away. The amount and type of life insurance you choose depends on your objectives and your specific financial situation. Salin Bank offers several life insurance options, including:

Term life insurance is generally the least expensive way to provide protection for an extended period of time, with premiums guaranteed to remain constant throughout the coverage period. .

Universal life insurance provides flexibility and a guaranteed lifetime death benefit. It also allows policyholders to adjust their premiums as needs change.

Whole life insurance offers protection for your entire life at a fixed premium. In addition, it builds guaranteed cash value.

Long-Term Care Insurance – Long-Term Care Insurance can provide both peace of mind and protect the assets you’ve worked so hard to acquire by easing the financial burden associated with expensive long-term care. With Long-Term Care Insurance, you receive financial reimbursement for medical treatments that are generally not covered by private health insurance, Medicare, or Medicaid. The need for long-term care can result from accidents or injuries, chronic illnesses, and assisted-living situations.

Disability Insurance – Disability Insurance is designed to provide a guaranteed portion of your income in the event that you are unable to work because of an unforeseen accident, injury, sickness, or illness.

Accident Insurance – Accidents happen – and recovery can sometimes be challenging. Accident Insurance provides financial assistance to help with medical and out-of-pocket expenses resulting from an accident or injury.

To learn more about Salin Bank’s insurance options, please call 800.320.7536 to speak with an experienced Wealth Management financial advisor. 

Trust and Investment products are:

  • NOT FDIC Insured
  • NOT GUARANTEED by the bank
  • Subject to risk and may lose value