Welcome to Banking is Personal. This blog is a place where Salin Bank hopes to give you information you can use. Our goal is to arm you with resources and knowledge about mortgages, wealth management, business lending and other banking-related issues that affect you and your financial objectives.
First-Time Homebuyer? What You Need to Know
Buying your first home can be both exciting and overwhelming. How much home can I afford? What do I need for a down payment? Should I choose a variable or fixed interest rate?
Buying a first home is one of the biggest investments a person may make in his or her lifetime. To ensure you are ready, it’s key to arm yourself with the right information. To begin the process, ask yourself the following questions:
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6 Questions to Give Your Money a Financial Tune-Up
What worries you most? If you’re like most people, money and financial matters contribute significantly to your stress. In fact, 53% of Americans reported they were moderately or very worried about financial matters, such as retirement, maintaining their standard of living, medical costs, housing costs, and paying normal monthly bills. ... Continue Reading >
Rethinking the ‘4 Percent Rule’ for Retirement Planning
Most retirees have at least one thing in common: to outlive their money. For years, many soon-to-be retirees have relied on the so-called gold standard of retirement planning called the “4 percent rule.” ... Continue Reading >
What Drives a Customer to Switch Banks?
The decision to change your familiar bank may not be easy but it’s a decision that in many cases is driven by frustration with service. ... Continue Reading >