Salin Bank News

For Immediate Release:

January 28, 2016
 
Coughlin Promoted to Wealth Management Market President
At Salin Bank & Trust Company
 
(Indianapolis, Ind.) -- Family-owned and Indiana-based Salin Bank & Trust Company has promoted John Coughlin to the position of Wealth Management Market President.  As such, Coughlin is responsible for providing leadership and strategic direction in the areas of investment, retirement, trust and estate, and insurance services.
 
“We are delighted to have John in his new position,” stated Robin Walker, Executive Vice President and Chief Administrative Officer. “He brings a depth of experience to our Wealth Management team that allows us to continue to customize solid solutions to meet our clients’ individualized goals.” 
 
Before joining Salin Bank, Coughlin served as Vice President and Business Development Officer for Regions Bank, Indianapolis.  There he was responsible for the development of institutional and private wealth in a three-state area and for coordinating new business development activities. His success was recognized with various awards within Regions Bank.
 
Prior to this, Coughlin was Vice President and Private Banker at National City Bank, Indianapolis.
 
A graduate of the University of Alabama, Coughlin’s career in financial services began in 1989 when he joined Charles Schwab & Company, Atlanta, serving in various capacities until 1999.




 
November 9, 2015
 
Salin Bank Announces Appointments, Promotions in Columbus
 
(Columbus, IN) - Family-owned and Indiana-based Salin Bank & Trust Company today announced the promotion of Johanna Koons as Sales and Service Manager for the bank’s Rocky Ford location. Meanwhile, Tyler Nickerson has been named Bank Sales Officer for Columbus, and Brittany Diebolt will serve as Vice President, Sales and Service Officer.
 
“These appointments will prove beneficial to our Columbus customers,” says Eric Baird, Community President of Salin Bank in Columbus. "Johanna, Brittany, and Tyler are consummate banking professionals who bring the experience, leadership, and customer service skills to make a difference for our clients and help them make more informed financial decisions.”
           
As the Sales and Service Manager, Koons is responsible for fostering new relationships for the bank, as well as introducing customers to various products and services that can better address their specific financial needs and goals. Prior to joining Salin Bank, Koons honed her customer service skills as a Customer Service Manager at Fifth Third Bank starting in 2006. Her tenure there, along with the professional experience gained at other organizations gave Koons insight into building an unparalleled customer service platform.
 
Diebolt is an experienced banker who began her career in the financial services industry in 2005. As part of her role as Vice President and Sales and Service Officer with Salin Bank, Diebolt will serve as a financial adviser to business and retail clients.
 
As the Bank Sales Officer, Nickerson provides sales and customer service to the southern region of Indiana. In addition, he works closely with the Columbus, Indianapolis, and Lafayette markets to train other Salin Bank crewmembers, as well as develop additional sales opportunities.
 
Prior to taking on his current position with Salin Bank, Tyler served as a Bank Sales Manager of Centra Credit Union. He is returning to Salin Bank where he served in the same capacity at the bank’s Rocky Ford location from 2008 to 2012.
 
“Each of these individuals has the unique ability to communicate with clients in a personal way. They get results. This will go far in furthering our efforts to provide new banking solutions, service, and support for clients and businesses in the Columbus market,” notes Baird.
November 2, 2015



 
Salin Bank Beefs Up Commercial Loan Banking Division
New Expansion Prepares for Future Growth
 
(Indianapolis, IN) - Family-owned and Indiana-based Salin Bank & Trust Company today announces several new hires, and the plans to expand its existing commercial loan division. This expansion will include three specific market segments: Commercial & Industrial Banking, Commercial Real Estate Banking, and Agricultural Banking. 
 
“The changes we’ve made will enable us to work smarter and provide our clients with faster loan approvals, competitive deposit products, and better overall customer service,” explains James P. Alender, President & Chief Executive Officer of Salin Bank.
 
“Salin Bank has a reputation as a strong bank that is easy to do business with - and we plan to build upon this stature. That’s why we are making extensive capital investments in technology and systems so we can advance policies, procedures, and processes to ultimately improve our performance and increase efficiency,” Alender notes.
 
The following individuals will comprise Salin Bank’s new Commercial Banking team:
 
Terri Gill, CCIM,  Senior Vice President, Commercial Real Estate Manager & Community Banking Market President. Gill’s career in financial services began in 1982 as a management trainee at Merchants Bank. Since then, she has held numerous executive positions in the banking industry. Most recently, she served as a Commercial Real Estate lender at Busey Bank. Before that, she was a Senior Commercial Real Estate Relationship Manager for an Ohio-based financial institution, where she managed an extensive investment real estate portfolio. As Market President, Gill will directly manage Salin Bank’s Community Presidents for the Lafayette and Columbus markets. 
 
Kevin Megli, Vice President, Commercial Banking. Before joining Salin Bank, Megli served as a Senior Surety Underwriter for FCCI Insurance in Indianapolis. As part of his responsibilities, Megli focused on growing the Contract Surety Bond portfolio for the Midwest region and providing underwriting surety requests to ensure proper risk mitigation and profitable growth while maintaining positive agency relationships. As Salin Bank’s Vice President of Commercial Banking, Megli will concentrate on referring and coordinating the extension of all banking relationships to prospective and current clients.
 
Moises Lopez, Vice President, Commercial Banking. Prior to joining Salin Bank, Lopez served as Chief Financial Officer/Chief Operating Officer of AP Sign Group, LLC in Indianapolis. Among his responsibilities, Lopez focused on controllership, treasury and economic strategy, and forecasting activities to maximize the company’s cash flow. Lopez further honed his banking and financial services skills as Vice President, Business Banking Relationship Manager for Regions Bank from 2008 to 2014. Before that, he held the position of Financial Center Manager for Fifth Third Bank in Indianapolis from 2002 to 2008. In his position with Salin Bank, Lopez will concentrate on commercial banking and working with privately held businesses in the areas of technology, industrial, and health care.
 
Marie Horning, Vice President, Treasury Management. Prior to joining Salin Bank in June 2015, Horning served as a Vice President, Relationship Manager, for JPMorgan Chase. Her work there included providing solutions in cash flow improvements, productivity, and sales growth. With more than 10 years of banking experience, Horning has extensive knowledge in both the retail and commercial segments of the financial industry. As Vice President, Treasury Management Officer of Salin Bank, Horning provides tailored business banking solutions for small business and commercial clients to help them better manage their cash flow.
 
In addition to these appointments, Salin Bank has promoted Matt Maher to Senior Vice President, Acting Chief Credit Officer. Maher brings more than 10 years of experience in bank credit administration and underwriting to his new position. Most recently, Maher served as Senior Portfolio Manager for BMO Harris N.A., where he was responsible for managing a team of 10 portfolio managers and analysts located in six locations. Before that, he was a Senior Relationship Manager for BMO Harris and responsible for gaining new business through referrals, current customers, and centers of influence. In his role with Salin Bank, Maher will lead a growing team of credit professionals.
 
“These individuals are the best of the best in terms of commercial banking and client service. More than their industry experience, they have the leadership and relationship skills to take our Commercial Banking division to new and greater heights to better serve clients and businesses,” adds Alender.



October 27, 2015
 
Salin Bank Strengthens Its Wealth Management Team With Addition of Two New Financial Planning Experts

John Coughlin and William Varanka to Focus on Growing Bank’s
Trust and Investment Services

 
(Indianapolis, IN) - Family-owned and Indiana-based Salin Bank & Trust Company today announced the appointments of John Coughlin and William Varanka to Vice Presidents, Wealth Management Business Development Officers.
 
“Both John and William are seasoned wealth management and investment professionals,” says Salin Bank’s Robin Walker, Executive Vice President, Chief Administration Officer. “Their experience and insight will be invaluable in positioning Salin Bank as a financial partner to our customers.”
 
Prior to joining Salin Bank, Coughlin served as Vice President and Business Development Officer for First Financial Bank where he was responsible for all new wealth management business in the state of Indiana for the areas of Private Wealth, Personal Trust, and Retirement Plan Services.
 
Before that, Coughlin held the position of Vice President and Business Development Officer at Regions Bank from 2007 to 2013. During his time there, Coughlin was responsible for institutional and private wealth for new and existing business in the three-state area of Indiana, Illinois, and Kentucky. In addition, he coordinated all new business development activities in the Wealth Management Group, including uncovering opportunities, developing relationships and building client teams. Coughlin’s efforts consistently placed him in the top five of BDOs in the company, helping him achieve Chairman’s Club, Triple Crown, and Sales Achievement awards. 
 
Varanka’s entry into the financial services industry began in 1993. Most recently, he served as Vice President, Wealth Management Officer, for First Midwest Bank. Among his responsibilities, William developed relationships with the Commercial Loan team; implemented a Continuing Education program for attorneys and accountants to increase awareness of his Department; built an external network of referral sources in Northwest Indiana and the Chicago area.
 
Prior to that, Varanka held the position of Vice President, Trust Officer at Horizon Trust & Investment Management. As part of his job, William led expansion into a new market by increasing the bank’s presence in Central Indiana; focused on helping high-net worth individuals, not-for-profits, and privately held businesses identify and quantify their goals and mapping out strategies for attaining their goals.
Coughlin graduated from the University of Alabama, with a Bachelor Degree in Communications, while Varanka graduated from the University of Notre Dame, with a Bachelor of Business Administration Degree.
 
“More than their extensive background in wealth management, both John and William bring leadership, creativity, and key relationship building skills to their positions with Salin Bank. These capabilities will go a long way in helping our Wealth Management team better serve clients as we assist them in achieving their dreams and financial goals,” notes Walker.
 

 
October 20, 2015

Salin Bank and Trust Company Announces Appointment of Eric Baird to Community President, Columbus

Baird Will Focus on Growing Bank’s Commercial Lending Efforts
 
(Columbus, Ind.) - Family-owned and Indiana-based Salin Bank and Trust Company today announced that Eric Baird has been named Salin Bank Community President, Columbus.
 
“Eric is an excellent addition to our team. His enthusiasm and experience will be instrumental in helping us grow our commercial lending efforts in the Columbus market,” says Terri Gill, Senior Vice President, Commercial Real Estate Manager & Community Banking Market President. “All of us look forward to Eric’s insight on the opportunities we can provide for Columbus-area businesses and clients.”
 
“We have waited awhile for just the right candidate,” adds James P. Alender, Salin Bank 
President and CEO. “Columbus is an important market for us, and we are committed to helping 
our local business clients grow and thrive by putting together the best team to serve them.”
 
Baird brings a wealth of commercial lending and financial experience to Salin Bank, including knowledge in small business, middle market, commercial real estate, and private lending. Previously, he served as Vice President and Commercial Relationship Manager for Old National Bank where he worked with small-to medium-sized business owners and real estate developers/operators to grow their businesses.
 
Before that, Baird was a Vice President and Senior Relationship Manager for ProAmerica Bank in Los Angeles, California. Among his responsibilities, Baird managed and developed new banking relationships with small-to medium-sized operating companies and non-profits, many of which were Latino owned and with sales ranging from $5 million to $50 million. Baird also has held professional positions at Pacific Western Bank, US Bank, Sanwa Bank/Bank of the West, Salomon Smith Barney, and Bank of America.
 
“As a commercial lending banking professional, Eric utilizes a consultative approach with his clients, so they can make informed decisions that are tailored to their business goals,” notes Gill. “We are truly fortunate to have him lead our Columbus team.” 



August 20, 2015
 
Salin Bank & Trust Company Announces Appointment of Shawn Glavin as Mortgage Consultant for Lafayette Market

Glavin Will Focus on the Bank’s Growing Mortgage Business
 
Lafayette, IN - Family-owned and Indiana-based Salin Bank & Trust Company today announced that Shawn Glavin has joined the Salin Bank team as a mortgage consultant for the Lafayette market area.

“Shawn is an excellent addition to our Mortgage Lending team. His enthusiasm and experience in sales, mortgages, and customer service will be instrumental in helping us deliver strategic lending solutions to residents of Lafayette, Tippecanoe, and Carroll counties,” says Thomas Lannan, Vice President of the bank’s Mortgage Division.

Prior to joining Salin Bank, Glavin served in the local Lafayette area as a sales consultant for the Mike Raisor and Bob Rohrman Auto Groups respectively and received a number of accolades and privileges as a top producer for those companies.

From 2002 to 2010, Glavin honed his professional skills in the mortgage industry as the broker/owner for Diversified Home Loans, LLC. Among his responsibilities, Glavin brokered residential mortgage loans with as many as 30 different lenders and 250 different loan products in his broker portfolio, depending on property, location, credit, loan to value, and client needs. As part of his duties, he networked and developed relationships with local Realtors, builders, investors, financial planners, recruiters, and other professionals and business owners to derive referrals and repeat business for home purchases and refinancing.

Glavin has been in the real estate industry for 20 plus years’ and has closed approximately 100 million in transactions in various capacities as a Mortgage Broker, Branch Manager, Loan Originator, Realtor and Investor.  



July 29, 2015 

Salin Bank & Trust Company Announces Promotion of
Dorothy Dodd to Mortgage Banking Officer


Dodd to Focus on Growing Bank’s Personal Lending Business
 
(Indianapolis, IN) - Family-owned and Indiana-based Salin Bank & Trust Company today announced the promotion of Dorothy Dodd to Mortgage Banking Officer for Indianapolis and surrounding communities.

“Dorothy is a seasoned mortgage professional,” says Thomas Lannan, Senior Vice President of Salin Bank’s Mortgage Division. “She’s dedicated her career to helping people achieve the dream of home ownership by providing them personalized lending solutions that best fit their financial circumstances. Her promotion is well deserved.”

Dodd, who previously served as a mortgage consultant for Salin Bank, works with prospective first-time home buyers and, specifically, with low- to moderate-income individuals to help them make informed mortgage decisions.

Dodd began her career in the mortgage banking industry in 1976 as an office administrator in Gary, Indiana. In 1979, she was promoted to branch manager in Aurora, Illinois, and went on to manage offices in Illinois, Indiana, and St. Louis, Missouri.

In 2001, Dorothy’s turned her professional focus to loan origination in an effort to help first-time homebuyers better navigate the mortgage lending process. As a community development specialist, she educates individuals about home buying and affordable mortgages, as well as works to bring awareness about predatory lending.

In 2015, Dorothy was recognized with a “Best of the Best” award by the Central Indiana Realtist Association (CIRA). The award is given to individuals and organizations for their contributions in transforming neighborhoods and keeping homeownership a reality for those who have been disenfranchised.

In addition to her work with Salin Bank, Dorothy is involved with several local community organizations, including Flanner House, Eastside Community Advisory Committee, the Youth Committee of the Gamma Phi Delta Sorority, and the Women’s Council of Realtors. In 2004, she was nominated for the Affiliate of the Year by the Women’s Council of Realtors. Additionally, her profile has been featured in the July 2006 edition of the Indianapolis Business Journal, “Women in Business.”



July 27, 2015

Salin Bank & Trust Company to Break Ground on New Kokomo Banking Center
 
Site to Feature Salin Live Banking Technology

Kokomo, Indiana – Family-owned and Indiana-based Salin Bank & Trust Company today announced plans to build a new $1.5 million, 1,500 square foot full-service banking center on Kokomo’s south side in the Maple Crest Plaza.  This was the location formerly occupied by BMO Harris Bank.

A groundbreaking ceremony for the new Kokomo facility was held on Monday, July 27 at 9:30 a.m. Completion of the project is scheduled for early 2016. 

The new banking center is part of Salin Bank’s overall expansion plans for the bank. Says Salin Bank President and CEO Jim Alender: “Today's announcement confirms what national surveys have been telling us over the past few years. Kokomo and the north central Indiana market is fast becoming a hub for technology innovation in Indiana. The Salin family is proud to invest in this area, and we believe the new facility will provide unprecedented innovation, service, and convenience to customers in the Kokomo community and throughout central Indiana.”

Construction has already begun at the site and a temporary trailer has been installed to begin serving Salin Bank customers. The new banking center will offer the interactive banking technology known as Salin Live Banking. Salin Bank was the first bank in Indiana to introduce the new technology when it unveiled Salin Live Banking in the fall of 2012. The idea of interactive video-based banking is similar to an ATM, but with greater functionality and personal service.

Specifically, Salin Live Banking provides up to 95 percent of the transactional services found at a bank branch, from dispensing cash, to processing loan payments, to taking deposits, and cashing checks. The system itself is video-based and interactive and allows customers to communicate with a live banker who is located remotely in an Indiana-based video call center. Sound is carried through built-in speakers, with a phone handset available for confidentiality when customers use the machine in a Salin bank lobby.

The new Kokomo banking center also will provide expanded hours of operation. Lobby hours will be Monday through Thursday 9 a.m. to 5 p.m.; Friday 9 a.m. to 6 p.m.; and Saturday 9 a.m. to noon. Drive-up hours with Salin Live Banking will be available Monday through Saturday from 7 a.m. to 9 p.m.

“The idea is to provide greater access and service to our customers who work and have issues accessing banking services during traditional hours,” noted Alender.



July 1, 2015

Salin Bank & Trust Company Announces the Retirement of Bill Salin, II

James P. Alender Named President & Chief Executive Officer
 
Indianapolis, Indiana – Family-owned and Indiana-based Salin Bank & Trust Company today announced that Bill Salin, II is retiring from active full-time service with Salin Bank & Trust Company.  He will remain a director for Salin Bank and Salin Bancshares, Inc. This transition will allow Salin to pursue other family interests while maintaining a strategic and vital role with the bank. 

We thank Bill for his dedicated years of service as President and Chief Executive Officer,” says Bill Salin, Sr., Salin Bank’s Founder and Chairman of the Board. “We know he will continue to excel in his duties as a valuable board member for the bank and the holding company.”

James P. Alender has been named President and Chief Executive Officer of Salin Bank. Alender has served on the bank’s board since 2003 and as Executive Vice President, Chief Operating Officer since October 2014.  Alender has proven his leadership throughout his career in banking and healthcare. 

His banking career included stints at Key Bank as the district president and at Society National Bank serving in the same capacity. He also served as a senior vice president for Ameritrust National Bank in Indianapolis and Union Bank and Trust in Kokomo.

Alender is a graduate of the Krannert School of Industrial Management at Purdue University in West Lafayette, Indiana, where he received a Bachelor of Science Degree in Economics and Marketing. He is a graduate of the School of Banking from the University of Wisconsin in Madison, Wisconsin.
 
Alender has served as an adjunct faculty member at Indiana University Kokomo and is an associate member of the American College of Health Care Executives. He received the 2003 Northern Indiana Regents Award from the latter and was named the 2003 Hospital Administrator of the Year. In addition, he is a recipient of the Indiana University School of Public and Environmental Affairs Service Award and the Indiana University Kokomo Distinguished Service Award.
 
Alender is actively involved with the Indiana University-Kokomo Advisory Board.  He also is a past board member of the Greater Kokomo Economic Development Alliance.  He remains active with the Kokomo Noon Rotary Club, American College Healthcare Executives, and the Kokomo Country Club. Past community board affiliations include the Kokomo Country Club, United Way of Howard County, the Community Foundation of Howard County, Howard Regional Health System Hospital Foundation, and the YWCA.

Alender’s appointment as President and Chief Executive Officer allows the Salin family the time to complete the bank’s succession plan for upcoming generations.  




June 23, 2015


Salin Foundation Announces 2015 Recipients of Scholarship Program
 

11 Scholarships Awarded Across Indiana

Indianapolis, Indiana – Family-owned and Indiana-based Salin Bank & Trust Company today announced that the Salin Foundation Community Scholarship Program has awarded $22,000 to 11 Indiana students who will begin a new semester at universities and colleges this fall. 

The program, now in its 15th year, is designed to assist the higher education needs of high school seniors from more than 22 eligible schools in communities served by Salin Bank. 

“Gains in postsecondary attainment in competitor countries have outpaced attainment among young people in the United States. Encouraging more of Indiana’s young men and women to go to college or seek career and technical skills beyond high school needs to be one of Indiana’s highest priorities,” says Bill Salin II, President and CEO of Salin Bank.

“A college degree has never been more critical for career success than it is today. If we want to compete for good jobs, we must take steps now to ensure our young people have the ability to access and attain some form of higher education training.”

Each of the 11 awards will provide $2,000 of tuition assistance to students who plan to enroll in a full-time course of undergraduate study at an accredited two- or four-year college, university, or vocational school located in Indiana.

Scholarships are awarded based on academic achievement (a minimum GPA of 3.0 out of 4.0 is required), demonstrated leadership in school and community activities, and the education goals of the applicant. Each application is reviewed by individuals outside of the Salin Foundation. Officers and employees of Salin Bank are not eligible. Awards are made without regard to gender, age, race, religion, nationality, or disability.

The scholarship program is administered by Scholarship Management Services, a department of Citizens’ Scholarship Foundation of America (CSFA). CSFA seeks to involve and assist the private sector in expanding educational opportunities and encouraging educational achievement. CSFA processes and screens applications and designates recipients. Scholarship applications are available at participating schools and all Salin Bank locations.

“The Salin Foundation Community Scholarship Program is another way for us to invest back into the people and communities Salin Bank serves,” says Salin. “Our belief has always been that the future relies on the success of the next generation. By providing financial assistance to these very deserving Indiana students, we are doing a small part in helping this new generation achieve a brighter future.”
 
  
The 2015 Salin Foundation Community Scholarship Program Recipients:
         
Student's Name High School Community Award
Mariah Brown Edinburgh Community High School Edinburgh  $         2,000
Brock Greiwe Columbus East High School Columbus  $         2,000
Brenton Hawn Delphi Community High School Delphi  $         2,000
Karlee Kitchel Carroll Jr./Sr. High School Flora  $         2,000
Faith Miller Kokomo High School Kokomo  $         2,000
Cheyney Rose South Side High School Fort Wayne  $         2,000
Nygeria Smith R. Nelson Snider High School Fort Wayne  $         2,000
Madeline Thompson Columbus North High School Columbus  $         2,000
Sydney Thompson Logansport High School Logansport  $         2,000
Wade Troyer Lewis Cass Jr./Sr. High School Walton  $         2,000
Peter Vasili West Lafayette High School West Lafayette  $         2,000
Total      $       22,000 




April 14, 2015
 
 
Kevin Schultz Joins Salin Bank as Mortgage Consultant
 
Indianapolis, Indiana -- Family-owned and Indiana-based Salin Bank is proud to announce that Kevin Schultz has joined the team as a Mortgage Consultant for Indianapolis and surrounding Central Indiana communities.
 
“As a mortgage professional, Kevin utilizes a consultative approach which allows his clients to make informed decisions that are tailored to their goals,” said Tom Lannan, VP and Sales Manager of Mortgage Division. “This approach makes it easy for families to understand their options and make the choice that best fits their personal circumstance.  Kevin strives to make the application process as simple as possible by integrating face-to-face consultation with an intuitive online approval system that is available 24 hours a day via Salin.com.”

 
In his new role with Salin Bank, Schultz will be responsible for growing the bank’s unique Doctor’s-Only Loan Program and working with Jumbo Mortgage clients.
 
Schultz began his career in 1973 and has more than 30 years of experience in the mortgage business including work at a multi-state regional bank.
 
Schultz and his wife Deborah live in Indianapolis and have four children and five grandchildren.  He also works Special Olympics in the Indianapolis area.



March 30, 2015
 
Salin Bank Names New Columbus Mortgage Representative

Jane Harris Joins the Salin Bank Team

Columbus, Indiana – Family owned and Indiana-based Salin Bank & Trust Company today announced that Jane Harris has joined Salin Bank as a Mortgage Representative for the Columbus and Bartholomew County communities. She will report to Tom Lannan, Vice President and Sales Manager of Salin Bank’s Mortgage Division.

“We are extremely pleased to have Jane as part of our mortgage lending team,” says Lannan. “Salin Bank is committed to enhancing the communities where our clients live and work, and an important part of this focus is providing lending solutions to help people grow and succeed. Jane brings the people skills and industry expertise to make a key contribution in this area.”

Harris’s professional background in the mortgage industry includes serving as a Senior Mortgage Loan Officer at Union Savings Bank in Columbus, Indiana, from 2011 to 2014. Prior to that, Harris worked as a Business Development Manager for Indiana Bank & Trust Co. where, among other duties, she was responsible for originating HELOC, second mortgage, construction, small business, vehicle and personal loans.
Harris’s official entry into banking began in 1984 at the Columbus Bank & Trust Co. in Columbus, Indiana, where she worked as an Assistant Controller until 1995. Following that position, Harris further honed her mortgage origination and customer service skills at the Home Federal Bank & Trust Co (AKA IBT) as a mortgage loan processor. She remained there from 1995 to 2005. From 2005 to 2007, Harris held the position of Business Development Manager at the Jackson County Bank.

In her new role with Salin Bank, Harris will be responsible for growing the bank’s mortgage division and working closely with individuals to find solutions for their home lending needs.
 
“Choosing a mortgage is one of the most important financial decisions most people will ever make. At Salin Bank, our goal is to help them get a head start by providing the right information, along with personalized guidance, to make an informed decision. Jane’s knowledge of the mortgage process from start to finish will be a great asset to clients,” says Lannan.