Banking Is Personal - Blog

Welcome to Banking is Personal. This blog is a place where Salin Bank hopes to give you information you can use. Our goal is to arm you with resources and knowledge about mortgages, wealth management, business lending and other banking-related issues that affect you and your financial objectives.

What Is This Thing Called a HELOC?

By Brittany Diebolt, Vice President on August 17, 2015

A home equity line of credit, or HELOC, is a revolving line of credit that secures your home as collateral for the loan. With a HELOC, you may have ongoing access to about 85% of your home’s value, less the balance remaining on your mortgage and adjusted based on your creditworthiness and ability to pay.
There are many features and benefits associated with a HELOC. Among the pros and cons:
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It’s All About Technology

By Jeff Binkley, Vice President - Director of Information Technolog on August 10, 2015

Look around in any restaurant or airport and you’ll likely see people checking their phones, a computer, or iPad. Now more than ever Americans are enamored with the instant gratification of technology, and banks are taking notice.
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House Calls

By Tom Lannan, VP Mortgage Division on July 13, 2015

In 2014, more than 18,000 men and women graduated from U.S. medical schools. However, in addition to their newly appointed degree and significant future earnings potential, many of these doctors and new residents also find themselves facing hundreds of thousands of dollars in student loan debt. 
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Understanding the Limits and Rules for Deducting Home Mortgage Interest

By Katz, Sapper & Miller: Certified Public Accountants & Tax Firm on April 8, 2015

It is a generally known that taxpayers can deduct the payment of home mortgage interest on their tax returns. This post will detail both the extent to which these deductions can be taken and the limits and rules imposed on the deduction.
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Do You Have Too Much House?

By Lynne Coverdale, Senior Mortgage Consultant, Mortgage - Indy on March 9, 2015

For most people, a home is one of their biggest assets. It's also one of their biggest expenses. That’s why at some point in life more homeowners are saying goodbye to living large and hello to smaller living spaces. 
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